Grants are awarded on the basis of financial need and do not require repayment. Frequently called gift aid, grants are available through federal, state, private and other sources. To apply for aid in any of the grant programs, you must be a citizen of the United States or intend to become a permanent resident or conditional permanent resident, or be otherwise classified as in eligible non-citizen.

• Federal Pell Grant For undergraduate students with exceptional need who have not already earned a bachelor's degree. The award amount varies depending on estimated family contribution (EFC) and enrollment status. Please note that award amounts posted on Elroy are usually based on full-time enrollment status. Your award may be less if you are enrolled in less than 12 hours of coursework.
• Federal Supplemental Educational Opportunity Grant (FSEOG)For undergraduate students with exceptional need who have not earned a bachelor's degree. If a student is eligible for the Pell Grant, he or she may also be eligible for FSEOG. However, funding is very limited. These funds are awarded on a first come, first served basis.
• Georgia LEAP Grant (Leveraging Educational Assistance Partnership) For undergraduate students who are Georgia residents and are Pell eligible. For more information on the LEAP Program, go to Georgia Student Finance Commission's LEAP website.
• Georgia Law Enforcement Personnel Dependents Grant (GLEPD) For Georgia residents who are dependent children of law enforcement officers, prison guards, or firemen who were permanently disabled or killed in the line of duty. For more information on this grant, go to Georgia Student Finance Commission's GLEPD website.

ASU offers a variety of student loan programs to its students. Listed below are our loan programs. Should you have questions regarding any of these loan programs, please feel free to contact our office.

• Perkins Loan The Federal Perkins Loan is a low interest (5%) loan available to graduate and undergraduate students with high financial need. Augusta State serves as the lender for this loan. A portion of the loan is provided by the federal government with a share contributed by ASU. This loan must be repaid to the school. Presently, the maximum a student can borrow per semester at ASU in Federal Perkins monies is $1000.00. For more information on the Federal Perkins Loan, contact the FAO or go to The Student Guide Website.
• Augusta Free School, ASU Leadership, Nancy Lackey Moses and SGA-Kiwanis Club Emergency Loans These are short-term loans for continuing students, available for the purposes of registration and purchasing books. For more information on any of these loans, please contact the FAO.
• Service Cancelable Student Loans The Service Cancelable Student Loan is available for students who are Georgia residents enrolled in approved career fields where personnel shortages exist in the state. This loan is currently only available to students enrolled in the Nursing Program. Applications are available in the FAO.
• Stafford Loans Augusta State University participates in the Federal Family Education Loan Program. Under this program, Stafford loan funds are provided to students by a private lender (a bank, credit union or other lender that participates in the FFEL Program). These loans may be subsidized or unsubsidized. Once the initial financial aid application process has been completed, you may complete a Loan Request Form. Once your loan has been certified by our Student Loan Manager, you will receive a Master Promissory Note from you lender (usually within two weeks). This must be signed and returned to the lender before any loan funds can be sent to ASU. For more information about Stafford Loans, contact the FAO or visit The Student Guide website. To learn more about Augusta State University's recommended lenders, click on their links below. All students who wish to apply for Stafford Loans MUST complete and submit a paper loan request form. The ASU Financial Aid Office CANNOT process loans that students apply for electronically (online) through their lenders.
• PLUS Loans PLUS loans (Parent Loan for Undergraduate Students) are credit-based loans available for parents of dependent students. To review benefits and apply for a PLUS Loan with one of Augusta State University's recommended lenders, click on their links below.
• Alternative Loans Alternative Loans are private loans made through lending institutions which allow students to borrow additional funds after they have reached their Federal Stafford Loan limit. These types of student loans are designed to help students meet the total cost of higher education. Research all possibilities for scholarships, grants, work study and federal loan programs before borrowing from an Alternative Loan program. To compare our recommended lenders' alternative loan programs, click on their links below.

Chase
Citibank
Edamerica
Nellie Mae

 

Scholarships may be based on merit, need, talent, or a combination of factors and they do not require repayment. ASU offers scholarships related to all of these categories. The talent scholarships encompass areas such as athletic ability, musical ability and artistic ability among other areas. If you feel you possess a talent in one of these categories, you should contact the appropriate ASU department. In addition, scholarships based on academics, major and/or financial need are available.

For scholarship consideration, the ASU Electronic Application must be completed. The application deadline is March 1st for each upcoming academic year. In some instances, you must contact the appropriate ASU department for scholarships related to a particular major. The ASU Financial Aid Brochure is available in the Financial Aid Office and contains detailed information on each scholarship, and other important financial aid information. In addition, scholarships offered from outside organizations are included in the brochure. A student's financial aid package can contain a combination of awards, so continue to search for additional opportunities even if you secure a scholarship!

Over 85% of scholarships are received from student's home communities. Check out these areas in your community for possibilities:

Network! Get the word out that you are searching for scholarships. Be aware of scholarship SCAMS. They are real and they exist. One sure giveaway could be an enormous processing fee. Most are absolutely FREE!

The following websites offer additional opportunities:

www.scholarships.com
www.collegeboard.com
www.wiredscholar.com
www.finaid.org
www.collegenet.com/mach25
www.petersons.com/finaid
www.fastaid.com
www.freschinfo.com