Grants are awarded on the basis of financial need and do not require
repayment. Frequently called gift aid, grants are available through
federal, state, private and other sources. To apply for aid in any of
the grant programs, you must be a citizen of the United States or intend
to become a permanent resident or conditional permanent resident, or
be otherwise classified as in eligible non-citizen.
- Federal Pell Grant For undergraduate
students with exceptional need who have not already earned a bachelor's
degree. The award amount varies depending on estimated family contribution
(EFC) and enrollment status. Please note that award amounts
posted on Elroy are usually based on full-time enrollment status.
Your award may be less if you are enrolled in less than 12 hours
- Federal Supplemental Educational Opportunity Grant (FSEOG)For
undergraduate students with exceptional need who have not earned
a bachelor's degree. If a student is eligible for the Pell Grant,
he or she may also be eligible for FSEOG. However, funding is very
limited. These funds are awarded on a first come, first served basis.
- Georgia LEAP Grant (Leveraging Educational Assistance
Partnership) For undergraduate students who are Georgia
residents and are Pell eligible. For more information on the LEAP
Program, go to Georgia Student Finance Commission's
- Georgia Law Enforcement Personnel Dependents Grant (GLEPD)
For Georgia residents who are dependent children of law
enforcement officers, prison guards, or firemen who were permanently
disabled or killed in the line of duty. For more information on
this grant, go to Georgia Student Finance Commission's
ASU offers a variety of student loan programs to its students. Listed
below are our loan programs. Should you have questions regarding any
of these loan programs, please feel free to contact our office.
- Perkins Loan
The Federal Perkins Loan is a low interest (5%) loan available
to graduate and undergraduate students with high financial need.
Augusta State serves as the lender for this loan. A portion of the
loan is provided by the federal government with a share contributed
by ASU. This loan must be repaid to the school. Presently, the maximum
a student can borrow per semester at ASU in Federal Perkins monies
is $1000.00. For more information on the Federal Perkins Loan, contact
the FAO or go to The
Student Guide Website.
- Augusta Free School,
ASU Leadership, Nancy Lackey Moses and SGA-Kiwanis Club Emergency
Loans These are
short-term loans for continuing students, available for the purposes
of registration and purchasing books. For more information on any
of these loans, please contact the FAO.
- Service Cancelable Student
Loans The Service
Cancelable Student Loan is available for students who are Georgia
residents enrolled in approved career fields where personnel shortages
exist in the state. This loan is currently only available to students
enrolled in the Nursing Program. Applications are available in the
- Stafford Loans
Augusta State University participates in the Federal Family
Education Loan Program. Under this program, Stafford loan funds
are provided to students by a private lender (a bank, credit union
or other lender that participates in the FFEL Program). These loans
may be subsidized or unsubsidized. Once the initial financial aid
application process has been completed, you may complete a Loan Request Form. Once your loan
has been certified by our Student Loan Manager, you will receive
a Master Promissory Note from you lender (usually within two weeks).
This must be signed and returned to the lender before any loan funds
can be sent to ASU. For more information about Stafford Loans, contact
the FAO or visit The
Student Guide website. To learn more about Augusta State University's
recommended lenders, click on their links below.
All students who wish to apply for Stafford Loans MUST
complete and submit a paper loan request form. The ASU Financial
Aid Office CANNOT process loans that students apply
for electronically (online) through their lenders.
- PLUS Loans PLUS
loans (Parent Loan for Undergraduate Students) are credit-based
loans available for parents of dependent students. To review benefits
and apply for a PLUS Loan with one of Augusta State University's
recommended lenders, click on their links below.
- Alternative Loans Alternative
Loans are private loans made through lending institutions which
allow students to borrow additional funds after they have reached
their Federal Stafford Loan limit. These types of student loans
are designed to help students meet the total cost of higher education.
Research all possibilities for scholarships, grants, work study
and federal loan programs before borrowing from an Alternative Loan
program. To compare our recommended lenders' alternative loan programs,
click on their links below.
Scholarships may be based on merit, need, talent, or a combination of
factors and they do not require repayment. ASU offers scholarships related
to all of these categories. The talent scholarships encompass areas
such as athletic ability, musical ability and artistic ability among
other areas. If you feel you possess a talent in one of these categories,
you should contact the appropriate ASU department. In addition, scholarships
based on academics, major and/or financial need are available.
For scholarship consideration, the ASU Electronic Application must be
completed. The application deadline is March 1st for each upcoming academic
year. In some instances, you must contact the appropriate ASU department
for scholarships related to a particular major. The ASU
Financial Aid Brochure
is available in the Financial Aid Office
and contains detailed information on each scholarship, and other important
financial aid information. In addition, scholarships offered from outside
organizations are included in the brochure. A student's financial aid
package can contain a combination of awards, so continue to search for
additional opportunities even if you secure a scholarship!
Over 85% of scholarships are received from student's home
communities. Check out these areas in your community for possibilities:
- Civic Organizations (Elks, Rotary, Women's Clubs, American Legion,
Masons, PTA, etc.)
- Religious Organizations
- Trust Departments of Banks
- Employers of family members or large corporations in your community
Network! Get the word out that you are searching for scholarships.
Be aware of scholarship SCAMS. They are real and they exist. One sure
giveaway could be an enormous processing fee. Most are absolutely
The following websites offer additional opportunities: