Augusta State University Department of Human Resources



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AUGUSTA STATE UNIVERSITY BENEFIT PROGRAMS

HIPAA (Health Insurance Portability and Accountability Act)

Augusta State University offers a varied and comprehensive benefits package for all regular employees who work one-half time or more. The benefit package options consist of the following group plans:

Health Insurance

Indemnity Health Benefits Plan Booklet
Provider Search
PPO Health Benefits Plan Booklet
Blue Choice HMO of Georgia
Blue Choice Vision Plan Program
High Deduction Health Plan w/Health Savings Account (HAS)

Health Savings Account (HSA)w High Deductible Health Plan – Why Choose It?

HSA Frequently Asked Questions

HSA Cost Comparison for HSA & Indemnity Health Plan

HSA Cost Comparison for HSA & PPO Health Plan

HSA Cost Comparison for HSA & HMO Health Plan

Health Insurance Claim Form
Health Comparison Booklet
Regents Indemnity and PPO Plan Prescription Drug Program (MEDCO)

Enter code: BORRXPLN14383) (1-877-300-5139)

The Healthwise® Knowledgebase contains information you can use to help decide when a health problem can be treated at home, when to see a doctor, and what treatment options are available. We hope you will find this resource valuable.

To access the Healthwise® Knowledgebase web site, you will be required to enter two items for verification:

1. Last (4) digits of your Social Security Number
2. First (5) digits of your home Zip Code

NOTE: The Healthwise® Knowledgebase does not eliminate the need for professional medical help. If you receive advice from a doctor or other health professional that conflicts with what you read in this site, look first to your health professional. You may also want to obtain a second opinion from another health professional. The Healthwise®Knowledgebase does not take your specific needs and history into account like your own personal physician does, so you should rely on your own personal physician. Likewise, if any self-care recommendations fail to provide positive results within a reasonable period of time, consult a health professional.

Dental Insurance

USG Dental Plan

If you are employed as a benefit eligible employee by Augusta State University, you are eligible for coverage under the indemnity plan beginning your first day at work. This plan is not open on an annual basis.

Please Note: It is important that you enroll in the indemnity dental plan within 31 days of your eligibility date, as you will not be granted another opportunity to enroll at a later date. If you fail to elect indemnity dental coverage within 31 days of initial eligibility and, you later transfer employment to another University System of Georgia institution, you will not be granted the opportunity to elect indemnity dental coverage upon your transfer.

Dental claims incurred by a member will be reimbursed at the “allowable charge” rather than at the “billed charge”. The “allowable charge” will be based upon the contracted rate that the national participating provider has agreed to accept from the local Blue Cross and Blue Shield plan. The use of the enhanced dental network will result in a member minimizing his/her out-of-pocket expenses for covered dental services. Indemnity dental plan participants, who access the enhanced dental network, will not be subject to balance billing. Failure to utilize the service of a participating provider will result in balance billing. Cost incurred for balance billing will not apply toward one’s annual deductible.

To determine if a dental provider is a participant in the MetLife network, please contact MetLife Customer Service (Effective January 1, 2009, 1-866-832-5759). Also, you may obtain this information by accessing the University System of Georgia web site at www.usg.edu/admin/humres/benefits/dental.

Several key features of the indemnity dental plan include:

When a member retirees from active service with the University System of Georgia, participation may be continued providing the member complies with all the necessary requirements for retirement prescribed by the Board of Regents.
You do not have to be a member of the BCBS Indemnity Plan or any other Blue Cross and Blue Shield health insurance plan.
This year the plan will gain access to a national dental network.
When a participating provider is used, 80% of the network rate will be paid.

Life Insurance

Metropolitan Basic Life
Metropolitan Dependent Life
Medtropolitan Supplemental Life

Disability Insurance

Hartford Long Term Disability
AFLAC Short Term Disability

Flexible Spending Accounts - All Flex Spending reimbursements must be processed on “At Your Service.” The flexible spending account form is now obsolete.