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AUGUSTA STATE UNIVERSITY BENEFIT PROGRAMS

OPEN ENROLLMENT 2008!  - (October 8, 2007 thru November 2, 2007)

HIPAA (Health Insurance Portability and Accountability Act)
 
Augusta State University offers a varied and comprehensive benefits package for all regular employees who work one-half time or more.  The benefit package options consist of the following group plans:
 


Health Insurance

HealthyGeorgia.com

Health Insurance Claim Form

PPO/Indemnity Health Benefits Comparison Chart for Plan Year 2006 (pdf, 470k)
Comparison of the health plan options effective January 1, 2004.
Including:

    • Monthly Premium Rates
    • PPO Provider Option and Benefit Coverage
      • Georgia Network Provider: MRN/Georgia First
      • National Network Provider: Beech Street
    • Indemnity Plan Option and Benefit Coverage
    • Pharmacy Benefit Manger Program: Express Scripts
    • Pre-Certification for Outpatient Procedures
    • Commonly Used Vendor Phone Number Indemnity and PPO Plan Prescription Program
  • Indemnity and PPO Plan Prescription Drug Program


    Express Scripts Prescription Drug Benefits Planner
    Express Scripts Claim Form
 

Healthwise® Knowledgebase

The Healthwise® Knowledgebase contains information you can use to help decide when a health problem can be treated at home, when to see a doctor, and what treatment options are available. We hope you will find this resource valuable.

To access the Healthwise® Knowledgebase web site, you will be required to enter two items for verification:

        1.   Last (4) digits of your Social Security Number
        2.   First (5) digits of your home Zip Code

NOTE:  The Healthwise® Knowledgebase does not eliminate the need for professional medical help. If you receive advice from a doctor or other health professional that conflicts with what you read in this site, look first to your health professional. You may also want to obtain a second opinion from another health professional. The Healthwise®Knowledgebase does not take your specific needs and history into account like your own personal physician does, so you should rely on your own personal physician. Likewise, if any self-care recommendations fail to provide positive results within a reasonable period of time, consult a health professional.

Dental Insurance

USG Dental Provider Directory

If you are employed as a benefit eligible employee by Augusta State University , you are eligible for coverage under the indemnity plan beginning your first day at work.  This plan is not open on an annual basis.

Please Note:  It is important that you enroll in the indemnity dental plan within 31 days of your eligibility date, as you will not be granted another opportunity to enroll at a later date.  If you fail to elect indemnity dental coverage within 31 days of initial eligibility and, you later transfer employment to another University System of Georgia institution, you will not be granted the opportunity to elect indemnity dental coverage upon your transfer.

Dental claims incurred by a member will be reimbursed at the “allowable charge” rather than at the “billed charge”.  The “allowable charge” will be based upon the contracted rate that the national participating provider has agreed to accept from the local Blue Cross and Blue Shield plan.  The use of the enhanced dental network will result in a member minimizing his/her out-of-pocket expenses for covered dental services.  Indemnity dental plan participants, who access the enhanced dental network, will not be subject to balance billing.  Failure to utilize the service of a participating provider will result in balance billing.  Cost incurred for balance billing will not apply toward one’s annual deductible.

To determine if a dental provider is a participant in the Blue Cross and Blue Shield of Georgia dental network, please contact BCBS Customer Service (Effective January 1, 2004, 1-800-627-0004).  Also, you may obtain this information by accessing the University System of Georgia web site at www.usg.edu/admin/humres/benefits/dental.

 Several key features of the indemnity dental plan include:

  • When a member retirees from active service with the University System of Georgia, participation may be continued providing the member complies with all the necessary requirements for retirement prescribed by the Board of Regents.
  • You do not have to be a member of the BCBS Indemnity Plan or any other Blue Cross and Blue Shield health insurance plan.
  • This year the plan will gain access to a national dental network.
  • When a participating provider is used, 80% of the network rate will be paid.

Life Insurance

  • Metropolitan Basic Life
  • Metropolitan Dependent Life
  • Medtropolitan Supplemental Life

Disability Insurance

  • Hartford Long Term Disability
  • AFLAC Short Term Disability

Flexible Spending Accounts

Retirement Plans

Brief History of Retirement Plans


American Century Investment
Teachers Insurance & Annuity Association-College Retirement Equities Fund (TIAA-CREF)
Variable Annuity Life Insurance Company (VALIC)
Fidelity Investments

  • Tax-Sheltered Annuity(TSA) - 403(b)/Deferred Compensation Plans 457(b)


TSA Guidelines

Companies offering 403(b)

Teachers Insurance & Annuity Association-College Retirement Equities Fund (TIAA-CREF)
Variable Annuity Life Insurance Company (VALIC)
Lincoln National Life
USAA
Vanguard Group
Fidelity Investments
 

Companies offering 457 (b)

Teachers Insurance & Annuity Association-College Retirement Equities Fund (TIAA-CREF)
Variable Annuity Life Insurance Company (VALIC)